INTEREST EQUALISATION MAXIMUM SPREADS

Under the interest equalisation agreement the financial institution will pay fixed CIRR to FEC and receive a floating rate (normally Euribor or Libor) plus a spread from FEC. According to the decision of The Ministry of Empolyment and the Economy the interest equalisation maximum spreads to be added to the reference rate are as follows:

Repayment period, years
Credit amount
under 5M€
5-25 M€
25-50 M€
over 50M€
5 or under
50 bp
40 bp
35 bp
30 bp
over 5 - 10
50 bp
45 bp
40 bp
40 bp
over 10
50 bp
50 bp
45 bp
40 bp